How to use Reference System.   Important   Please turn on your desktop speakers and check the volume level settings.   The script dials out to the phone number "04842378008" and checks the call status periodically for 60 seconds.   If the call is CONNECTED, the IVR informs the caller about the personal loan being sanctioned. On the other hand, a DISCONNECTED call status may be due to some network problem, unreachable connection or a busy user.